Annual km

Toyota Financial Services leases are based on 16,000 km, 20,000 km or a more generous 24,000 km per year of annual driving. Travelling more than 24,000 km per year will result in higher monthly payments. However, indicating that you intend to drive more than 24,000 km now may be less expensive than a per kilometre charge at lease end. From time-to-time, Toyota Financial Services may offer "Stretch Lease" terms which will alter the annual km allowance.

Dealer Fees

Dealer Fees may be comprised of administration/documentation fees, VIN etching, anti-theft products, cold weather packages or other fees. Fees may vary.

Dealer Installed Accessories

Accessory options featured on Toyota.ca may be purchased and installed at time of new or certified used vehicle purchase, or at any time you visit a Toyota dealership for service*.

* See the Parts and Service Warranty section for complete Accessory Warranty Information.

Down Payment

A Down Payment is a cash amount of money which is paid at the time of delivery of the vehicle to reduce the monthly payment for a vehicle that is financed or leased.

In a lease transaction, for taxation purposes, a down payment is treated as a lease payment in advance. Therefore, the down payment is subject to tax. The figure you enter in this field should represent your down payment before taxes. These taxes plus the down payment are due upon delivery.

NOTE:

Once you have entered an amount, you can calculate your monthly payments using this value by clicking anywhere outside the box.

Down Payment Incentive

For the selected term, every $1,000 down payment will reduce the finance rate by 0.1% until the interest rate is equal to 0%. Equity in a qualifying trade-in vehicle may also reduce the finance rate. See Dealership for details

Finance rate reduced by 0.1% for each $1,000 down payment.

Due on Delivery

Estimate of all down payments, security deposits, taxes, levies, if leased or financed – applicable PPSA/RDPRM fees of up to $91.25 and PPSA service/RDPRM fee administration fees of up to $4 (varies by lease/loan/term/province), and other fees due before you take delivery of your new Toyota.

Manufacturer Installed Accessories

Accessory options designated as "Manufacturer Installed Accessories" featured on Toyota.ca must be ordered with the vehicle, as these accessories are installed at a Toyota approved facility prior to delivery at your Toyota Dealer. Certain Dealer inventories may include vehicles with Manufacturer Installed Accessories, please consult Dealer for additional information*.

* Vehicles not in stock are subject to differing delivery times.

Finance

With financing, you borrow the amount you require to pay the entire purchase price of the vehicle plus applicable taxes. This amount, plus finance charges, is typically repaid in equal monthly payments over a specific period of time. The vehicle is registered in your name and the lender takes a lien on the vehicle for the amount of the loan. PPSA (RDPRM in Quebec) registration is required when you finance a vehicle from Toyota/Lexus Financial Services. PPSA fees of up to $91.25 (varies by term/province) and PPSA service/RDPRM fee administration fees of up to $4.00 are extra and are due on delivery for financed vehicles. When you have repaid the loan and finance charges you own the vehicle "free and clear".

Weekly/Bi-weekly Payment
The weekly/bi-weekly finance payment options enable you to make your vehicle payments every week/every two weeks instead of on a monthly basis.

Payment Frequency

The payment amount is based on the Manufacturer's Suggested Retail Price (MSRP) in Canadian dollars, and accounts for...

The payment amount is based on the Vehicle Price which includes Manufacturer's Suggested Retail Price (MSRP) in Canadian dollars, Freight & PDI of , Air Conditioning Charge of $100 if applicable, and Dealership Fees of . The Monthly Payment includes GST, QST and Tire Levy and accounts for...

• Any amounts you have entered for trade-in vehicle value, amount owing on trade-in, and cash down payment
• The Toyota Financial Services (TFS) interest rate in effect at the time of purchase (or, if you have unchecked the [Toyota Financial Services Interest Rate] checkbox, the interest rate amount you have entered)
• The term you have chosen
• The estimated annual kilometres (if you are leasing the vehicle)
• Any selected factory options, Extra Care Protection (ECP) plans, and Toyota authorized accessories (installed)
• Any selected Savings & Offers

There are three payment options if you finance your vehicle: weekly, bi-weekly and monthly payment. The weekly/bi-weekly payment options enable you to make your vehicle payments every week/every two weeks instead of on a monthly basis.

Bi-Weekly Payment

The bi-weekly loan payment option enables you to make your vehicle payments every two weeks instead of on a monthly basis.

Finance Informational APR

Toyota’s special promotional rate is . Alternatively, you may choose to take advantage of available Cash Customer Incentives, however, these can not be combined with the special promotional rate.

Interest Rate

The monthly rate paid on borrowed money. Expressed as a percentage of the sum borrowed.

Invalid Trade-In

Your Vehicle Value as entered is such that we cannot offer you pricing for this vehicle. Please enter a lower value after closing this dialog.

Lease

When you lease a vehicle...

• Toyota Financial Services (TFS) determines the value of the vehicle at lease end.
• Payments are based on the difference between the lease end value and the vehicle price, plus lease finance charges.
• Taxes are paid on the monthly payment rather than on the full vehicle price.
• Toyota Financial Services owns the vehicle, but you may purchase it at any time for the principal balance.
• PPSA (RDPRM in Quebec) registration is required when you lease a vehicle from Toyota/Lexus Financial Services. PPSA fees of up to $72.75 (varies by term/province) and PPSA service/RDPRM fee administration fees of up to $4.00 are extra and are extra and due at lease inception.

Weekly/Bi-weekly Payment
The weekly/bi-weekly lease payment options enable you to make your vehicle payments every week/every two weeks instead of on a monthly basis.

Payment Frequency

The payment amount is based on the Manufacturer's Suggested Retail Price (MSRP) in Canadian dollars, and accounts for...

The payment amount is based on the Vehicle Price which includes Manufacturer's Suggested Retail Price (MSRP) in Canadian dollars, Freight & PDI of , Air Conditioning Charge of $100 if applicable, and Dealership Fees of . The Monthly Payment includes GST, QST and Tire Levy and accounts for...

• Any amounts you have entered for trade-in vehicle value, amount owing on trade-in, and cash down payment
• The Toyota Financial Services (TFS) interest rate in effect at the time of purchase (or, if you have unchecked the [Toyota Financial Services Interest Rate] checkbox, the interest rate amount you have entered)
• The term you have chosen
• The estimated annual kilometres (if you are leasing the vehicle)
• Any selected factory options, Extra Care Protection (ECP) plans, and Toyota authorized accessories (installed)
• Any selected Savings & Offers

There are three payment options if you lease your vehicle: weekly, bi-weekly and monthly payment. The weekly/bi-weekly payment options enable you to make your vehicle payments every week/every two weeks instead of on a monthly basis.

Bi-Weekly Payment

The bi-weekly lease payment option enables you to make your vehicle payments every two weeks instead of on a monthly basis.

Lease Informational APR

Toyota’s special promotional rate is . Alternatively, you may choose to take advantage of available Cash Customer Incentives, however, these can not be combined with the special promotional rate

Lease End Value

Lease End Value also known as Lease End Purchase Option Price is a genuine pre-estimate of the fair market value of the vehicle at that time. In addition, a Dealer Lease End Option Fee of $300 will be added to leases entered into on or after June 5, 2013.

Location

The province you select allows us to calculate local taxes on a national MSRP based price for your vehicle.

The province you select allows us to calculate local taxes on a national MSRP based price for your vehicle which includes Freight & PDI of , Air Conditioning Charge of $100 if applicable and Dealer Fees of .

Owner Loyalty Rate Reduction

Toyota rate reduction offer is a limited-time offer only available to eligible retail customers who lease or finance and take delivery of select new and previously unregistered Toyota vehicle through Toyota Financial Services Canada at a participating Toyota dealer in Canada, between June 2 – June 30, 2020, on approved credit. Offer is only available on select vehicles offered at special lease and finance rates through Toyota Financial Services as part of a low rate interest program. All advertised rates are special rates. Offer is not available on vehicles offered at Toyota Financial Services’ standard interest rate programs. Lease/finance rate reduction is limited to a minimum of 0%. Previously delivered vehicles are excluded. Eligible individuals are current owners/lessees of a Toyota, Scion or Lexus vehicle. Offer not available to TCI/TMMC/TCCI employees/contractors or immediate family members, TMMC Vehicle Purchase Plan participants and fleet customers. Proof of name, current address and current vehicle registration required. Current vehicle owner/lessee/co-lessee must be named as owner/lessee/co-lessee of new Toyota vehicle. Limit of one offer per owner/lessee per current vehicle. Offer is not transferable including not transferable to those within the same household. Toyota rate reduction offer not combinable with cash customer incentives. Toyota rate reduction offer may be combined with Toyota 180 day deferred program. All offers are subject to change or cancellation without notice, quantities of certain vehicles are limited and dealer trade may be required (but may not be available in all cases). Some conditions apply. See your Toyota Dealer for complete details.

Monthly Payment

The Monthly Payment amount is based on the Manufacturer's Suggested Retail Price (MSRP) in Canadian dollars, plus taxes, levies, Freight & PDI, Air Conditioning Charge and Fees, and accounts for...

The Monthly Payment amount is based on the Vehicle Price which includes Manufacturer's Suggested Retail Price (MSRP) in Canadian dollars, Freight & PDI of , Air Conditioning Charge of $100 if applicable, and Dealer Fees of . The Monthly Payment includes GST, QST and Tire Levy and accounts for...

• Any amounts you have entered for trade-in vehicke value, amount owing on trade-in, and cash down payment
• The Toyota Financial Services (TFS) interest rate in effect at the time of purchase (or, if you have unchecked the [Toyota Financial Services Interest Rate] checkbox, the interest rate amount you have entered)
• The term you have chosen
• The estimated annual kilometres (if you are leasing the vehicle)
• Any selected factory options, Extra Care Protection (ECP) plans, and Toyota authorized accessories (installed)
• Any selected Savings & Offers

There are two payment options if you finance or lease your vehicle: monthly payment and bi-weekly payment. The bi-weekly payment option enables you to make your vehicle payments every two weeks instead of on a monthly basis.

MSRP

MSRP is the Manufacturer's Suggested Retail Price in Canadian dollars. A Toyota Dealership is free to set its own selling price for Toyota products and services.

Price includes Roadside Assistance, a full tank of gas and floor mats (floor mats included with carpeted vehicles only).

Prices do not include taxes, levies, freight & delivery charges, insurance, license fees, if leased or financed - applicable PPSA/RDPRM fees of up to $91.25 and PPSA service/RDPRM fee administration fees of up to $4 (varies by lease/loan/term/province), and certain other fees, for example, provincial environmental stewardship fees, or any additional products or services that may be made available to you through your selected Toyota dealership. Dealer may sell for less.

Negative Rate

Only positive numeric values are allowed in this field.

Offers & Incentives: Incentive for Cash Customers

Offer: $3,000.00

For all Toyota retail customers except those who lease or finance at a special rate offered by Toyota Financial Services. If you would like to lease or finance at standard TFS rates (not special rates), then you may be able to take advantage of Incentive for Cash Customers.

Complete rules and details can be found in the Promotions section of this website.

One Time Lease Payment Option

For your convenience, you can lease this vehicle as a One Time Payment option. This payment amount includes taxes, levies, Freight & PDI, Air Conditioning Charge and Fees. "Amounts Due at Delivery" are included; however, "First Payment" and "Down Payment" are not applicable, and therefore, they are not included in the One Payment Lease. Lease End Value will apply. Please see your dealer for complete details. One Time Payment option cannot be combined with any other programs/offers unless agreed upon by your dealer and approved by Toyota Financial Services.

For your convenience, you can lease this vehicle as a One Time Payment option. This payment amount includes taxes, levies, Freight & PDI, Air Conditioning Charge and Dealer Fees. "Amounts Due at Delivery" are included; however, "First Payment" and "Down Payment" are not applicable, and therefore, they are not included in the One Payment Lease. Lease End Value will apply. Please see your dealer for complete details. One Time Payment option cannot be combined with any other programs/offers unless agreed upon by your dealer and approved by Toyota Financial Services.

Pricing Details

For calculation purposes, all accessory pricing includes installation (if required). However, because the cost of doing business varies, the installation portion of the price may not be the exact cost of installation at a dealership. Please confirm accessory pricing with a Toyota dealership.

Pricing Extras

Please enter details relating to Trade-In and/or Down Payment for inclusion in the Build & Price calculations.

Purchase

When you purchase a vehicle you can...

• Pay the entire purchase price of the vehicle plus applicable taxes for "free and clear" ownership; or
• Finance the vehicle. With financing, you borrow the amount you require to pay the entire purchase price of the vehicle plus applicable taxes. This amount, plus finance charges, is typically repaid in equal monthly payments over a specific period of time. The vehicle is registered in your name and the lender takes a lien on the vehicle for the amount of the loan. When you have repaid the loan and finance charges you own the vehicle "free and clear".

Security Deposits

You may provide multiple security deposits, beyond the required minimum amount. Each additional deposit (of a pre-determined amount) will help to reduce your Lease Rate. Your security deposit is fully refundable upon expiration of your lease.

Lease rate reduced by for each deposit.

Term in Months

The Term In Months is the length of time for which you wish to finance or lease your vehicle. Extending the term decreases monthly payments. The length of the term may also influence the interest rate available from Toyota Financial Services.

NOTE:

You can calculate your monthly payments using this value by selecting a term from the pop-up menu.

Toyota Financial Services Interest Rate

This box automatically contains the current annual interest rates available from Toyota Financial Services for the vehicle you are pricing (rates are subject to change – see the TFS section of the website for details). Credit is available on approved credit (OAC), Toyota Financial Services only. If you would like to lease or finance at standard TFS rates (not special rates), then you may be able to take advantage of Cash Customer Incentives (see Offers & Incentives).

If you uncheck the TFS Interest Rate checkbox, you can enter your own interest rate to calculate monthly payments. However, this same rate may not be available from Toyota Financial Services. Lease or Finance Assist incentives, if available, are applicable only with TFS Rate.

NOTE:

• Once you have entered an amount, you can calculate your monthly payments using this value by clicking anywhere outside the box.
• Interest rates may be different depending on whether you choose to lease or purchase your vehicle.
• This calculator is an estimator and is for information purposes only. Certain offers/special pricing are not included in financing/lease calculations. For details, visit your Toyota dealer.

Enter My Rate

Toyota allows you to enter your own interest rate to calculate monthly payments. However the rate you enter may not be available from Toyota Financial Services.

Amount Owing

If your vehicle is financed or leased, enter in this box your best estimate of the total amount owing on your current vehicle.

NOTE:

Once you have entered an amount, you can calculate your monthly payments using this value by clicking anywhere outside the box.

Trade-In Type

Taxes are calculated differently depending on whether you own or lease your trade-in vehicle.

Owned Trade-In

Clicking this button indicates that you own (not lease) the vehicle you intend to trade-in. You own your vehicle if...

• You paid for it in full at the time of purchase, or
• You borrowed money at the time of purchase and financed the vehicle.

Leased Trade-In

Clicking this button indicates that you lease the vehicle you intend to trade-in. A leased vehicle is actually owned by the company it was leased from, so, technically, you are not trading it in. If you wish to apply the value of your leased vehicle against your new purchase or lease you must first extinguish, or "buy-out", the current lease.

When you extinguish your current lease, the amount owing on your lease is subtracted from the current market value of your vehicle. If the result is a positive number, this amount can be applied as a cash down payment on the new vehicle. If the number is negative, an additional down payment may be required. Your selected Toyota dealer will be glad to explain your options and help you with any necessary transactions.

NOTE:

To determine an estimated value for your trade-in, click on the button below to access trade-in values supplied by Canadian Black Book®, the country's most respected independent source for used vehicle valuation. A new browser window will open, allowing you to access the Canadian Black Book® website. To return to the Toyota Canada website, simply close the window containing the Canadian Black Book® website.

Vehicle Value

Enter the approximate value of your vehicle.

You can access vehicle values supplied by Canadian Black Book®, the country's most respected independent source for used vehicle valuation.

NOTE:

• The actual vehicle value must be agreed upon by you and your selected Toyota dealership.
• The vehicle value is the actual cash value, less reconditioning and certification costs. This should not be confused with retail value, which is the value after a vehicle has been reconditioned, certified, warranted, and has a retail mark-up included in the price.
• Once you have entered an amount, you can calculate your monthly payments using this value by clicking anywhere outside the box.

Vehicle Price

All prices reflect Manufacturer's Suggested Retail Price (MSRP) in Canadian dollars.

Vehicle Price reflects Manufacturer's Suggested Retail Price (MSRP) in Canadian dollars and includes Freight & PDI of , Air Conditioning Charge of $100 if applicable and Dealership Fees of .

Dealer may sell for less. A Toyota Dealership is free to set its own selling price for Toyota products and services.

The Vehicle Price is the base price of the vehicle plus any selected factory options, Extra Care Protection (ECP) plans, and Toyota authorized accessories. The value entered for Trade-In and/or Down Payment are included in the Vehicle Price. Dealer labour rates may vary.

The Vehicle Price includes available savings and offers as well as any selected factory options, Extra Care Protection (ECP) plans, and Toyota authorized accessories. The value entered for Trade-In and/or Down Payment are included in the Vehicle Price. Dealership labour rates may vary.

Taxes, levies, Freight & PDI, air conditioning charge (where applicable), and fees are added only if you have checked the "Include Taxes, Levies..." checkbox. Insurance, license and if applicable, lien registrations as well as other fees are NOT included.

GST, QST and Tire Levy are added only if you have checked the "Include GST, QST..." checkbox. Insurance, license and if applicable, lien registration fees (including RDPRM in Quebec), as well as any other fees, are NOT included.